Financing – Maryland Medical Clinic

Financing Your Weight Loss

There’s a shocking truth hidden beneath the glitz and glamour associated with many of today’s most popular weight loss options:

The cost is outrageous! Most consumers are completely unaware of the costs that come with popular programs like Nutrisystem, Jenny Craig, and Medifast. That’s because most of these popular programs don’t want you to know the true costs until you’ve already committed!

Even more shocking is the fact that most insurance companies don’t cover the weight loss program. That’s because most insurance companies view weight loss efforts to be “elective” procedures, and that means their costs are typically not covered under most plans.

Having to pay out of pocket directly impacts your household budget, so it’s extremely critical that your weight loss program is the most cost-effective program out there. Thanks to the recent approval of a new class of weight loss medication, it is now easier and less expensive than most traditional options!

Flexible Financing with Care Credit

The CareCredit health, wellness, and personal care credit card gives you a convenient, flexible way to pay for care for the whole family—including pets! With everyday promotional financing for purchases of $200 or more, you can pay over time with convenient monthly payments. *
See if you prequalify with no impact to your credit score.

* Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.

Today's Popular Weight Loss Options

And What They Really Cost

Medical Consult

Regular consultations with a nutritionist or dietitian

$800-$1,000 per month

Diet Programs

Weight loss programs such as Jenny Craig, Nutrisystem or Medifast

$1,000+ per month

Other Methods

Fat-freezing, red-light therapy and body contouring med spas

$5,000-$10,000 & Up

Major Surgery

Weight loss surgery like gastric bypass, gastric banding or stomach stapling

$25,000 & Up

Financing the New Way of Losing Weight

Coverage for weight loss medications is not widely available. Checking with your insurance company is so important to see if you are covered and understand the cost at hand. Our medicine comes with no monthly membership fees, no contracts, no annual fees – No hidden costs, not ever.

I have employer-covered and/or private insurance

Employers decide on prescription benefits for their employees. Don’t be discouraged if your company’s plan doesn’t include medicines to treat obesity. You can submit a request for coverage with the help of your health care provider.

I have Medicare coverage

Unfortunately, Medicare does not cover medicines for obesity. There may be some select Medigap and Medicare Advantage plans for retirees that do offer coverage. If you have one of these plans, please check with its administrator.

I have Medicaid coverage

You’ll need to contact your state’s Medicaid office to learn if it covers medicines for weight management and obesity because each state decides for itself what prescription drugs to cover through Medicaid.

I have VA coverage

The VA will cover obesity management. Head to your local Veterans Administration provider office to discuss the obesity medication options.

I have Tricare coverage

In certain situations, your plan provides coverage for this medication. Your health care provider may request a coverage review to help determine if coverage is available. Please contact your Military Treatment Facility or Tricare Network provider to discuss.

I am a government employee with health benefits

If you work with the city, state, or federal government, ask your benefits manager about coverage for obesity medications.

I have individual and family coverage directly through an insurance company (ie, coverage through the Affordable Care Act)

Check with your insurance company to learn if you are eligible for an upgrade or an add-on to your plan.

I don't have insurance or know my insurance won't cover it.

We offer Flexible Financing with Care Credit. The CareCredit health, wellness, and personal care credit card gives you a convenient, flexible way to pay for care for the whole family—including pets! With everyday promotional financing for purchases of $200 or more, you can pay over time with convenient monthly payments. *
See if you prequalify with no impact to your credit score.

*Subject to credit approval. Minimum monthly payments are required. See below for more details.

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